Michelle Schmidt

Michelle Schmidt

(408) 858-6027

Assumable homes for sale in Cave Creek, AZ

38 homesVA & FHA loansrates from 2.24% vs 7.28% today

Cave Creek assumption guide
5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.625%
VA
Active
28
$575,000$43,251 down
Rate
5.625%
7.28%today
Payment
$3,220/mo
$3,828today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

229 JORDON Lane, Phoenix, AZ, 85086 — assumable VA mortgage at 2.88%
VA
Active
32
$795,000$124,534 down
Rate
2.88%
7.28%today
Payment
$3,110/mo
$5,125today
  • 4beds
  • 2baths
  • 2,434sqft

229 JORDON Lane, Phoenix

39410 7TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 3.12%
VA
Active
81
$1,174,900$294,490 down
Rate
3.12%
7.28%today
Payment
$4,175/mo
$6,673today
  • 4beds
  • 4baths
  • 3,647sqft

39410 7TH Street, Phoenix

5317 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.77%
VA
Active
50
$949,999$371,200 down
Rate
2.77%
7.28%today
Payment
$2,707/mo
$4,526today
  • 3beds
  • 3baths
  • 3,022sqft

5317 FOREST PLEASANT Place, Cave Creek

4220 DESERT MARIGOLD Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.89%
VA
Active
27
$599,999$213,006 down
Rate
2.89%
7.28%today
Payment
$1,851/mo
$3,047today
  • 3beds
  • 2baths
  • 2,029sqft

4220 DESERT MARIGOLD Drive, Cave Creek

33550 DOVE LAKES Drive #1002, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.96%
VA
Active
26
$515,000$203,340 down
Rate
2.96%
7.28%today
Payment
$1,506/mo
$2,456today
  • 2beds
  • 2baths
  • 1,702sqft

33550 DOVE LAKES Drive #1002, Cave Creek

42213 3RD Street, Phoenix, AZ, 85086 — assumable FHA mortgage at 3.76%
FHA
Active
70
$465,000$125,095 down
Rate
3.76%
7.28%today
Payment
$1,722/mo
$2,541today
  • 3beds
  • 2baths
  • 1,859sqft

42213 3RD Street, Phoenix

41702 SIGNAL HILL Court, Phoenix, AZ, 85086 — assumable VA mortgage at 2.24%
VA
Active
83
$1,200,000$916,762 down
Rate
2.24%
7.28%today
Payment
$1,246/mo
$2,234today
  • 5beds
  • 5baths
  • 4,304sqft

41702 SIGNAL HILL Court, Phoenix

41721 SHADOW CREEK Way, Anthem, AZ, 85086 — assumable FHA mortgage at 2.77%
FHA
Active
19
$515,000$253,746 down
Rate
2.77%
7.28%today
Payment
$1,228/mo
$2,053today
  • 3beds
  • 2baths
  • 2,064sqft

41721 SHADOW CREEK Way, Anthem

8584 TUMBLEWEED Drive, Scottsdale, AZ, 85266 — assumable VA mortgage at 2.83%
VA
Active
92
$1,717,500$1,055,843 down
Rate
2.83%
7.28%today
Payment
$3,094/mo
$5,132today
  • 3beds
  • 4baths
  • 4,073sqft

8584 TUMBLEWEED Drive, Scottsdale

9663 CINDER CONE Trail, Scottsdale, AZ, 85262 — assumable VA mortgage at 2.88%
VA
Active
60
$1,249,000$802,962 down
Rate
2.88%
7.28%today
Payment
$2,132/mo
$3,513today
  • 3beds
  • 3baths
  • —sqft

9663 CINDER CONE Trail, Scottsdale

2109 White Feather Lane, Phoenix, AZ, 85085 — assumable VA mortgage at 2.94%
VA
Active
45
$875,000$616,157 down
Rate
2.94%
7.28%today
Payment
$1,248/mo
$2,041today
  • 6beds
  • 5baths
  • 3,659sqft

2109 White Feather Lane, Phoenix

1823 MADDOCK Road, Phoenix, AZ, 85086 — assumable VA mortgage at 2.94%
VA
Active
120
$1,842,500$1,230,545 down
Rate
2.94%
7.28%today
Payment
$2,883/mo
$4,715today
  • 5beds
  • 6baths
  • —sqft

1823 MADDOCK Road, Phoenix

38418 12TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 2.99%
VA
Active
40
$749,000$377,633 down
Rate
2.99%
7.28%today
Payment
$1,747/mo
$2,839today
  • 4beds
  • 2baths
  • 2,493sqft

38418 12TH Street, Phoenix

1813 CAMARGO Court, Anthem, AZ, 85086 — assumable VA mortgage at 2.99%
VA
Active
70
$1,075,000$765,107 down
Rate
2.99%
7.28%today
Payment
$1,502/mo
$2,441today
  • 3beds
  • 3baths
  • 3,443sqft

1813 CAMARGO Court, Anthem

34801 53RD Street #13, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.00%
VA
Active
44
$989,000$422,801 down
Rate
3.00%
7.28%today
Payment
$2,703/mo
$4,387today
  • 3beds
  • 3baths
  • 2,468sqft

34801 53RD Street #13, Cave Creek

6117 PALOMINO Lane, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.01%
VA
Active
62
$924,900$509,164 down
Rate
3.01%
7.28%today
Payment
$2,287/mo
$3,491today
  • 5beds
  • 3baths
  • 3,960sqft

6117 PALOMINO Lane, Scottsdale

47205 New River Road, New River, AZ, 85087 — assumable VA mortgage at 3.02%
VA
Active
28
$399,999$171,048 down
Rate
3.02%
7.28%today
Payment
$1,116/mo
$1,806today
  • 3beds
  • 2baths
  • 1,738sqft

47205 New River Road, New River

11058 Tamarisk Way, Scottsdale, AZ, 85262 — assumable VA mortgage at 3.02%
VA
Active
122
$3,399,000$2,720,972 down
Rate
3.02%
7.28%today
Payment
$3,252/mo
$5,263today
  • 5beds
  • 9baths
  • 9,004sqft

11058 Tamarisk Way, Scottsdale

38819 19TH Way, Phoenix, AZ, 85086 — assumable VA mortgage at 3.07%
VA
Active
26
$550,000$235,105 down
Rate
3.07%
7.28%today
Payment
$1,485/mo
$2,389today
  • 3beds
  • 2baths
  • 2,170sqft

38819 19TH Way, Phoenix

6291 IRONWOOD Drive, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.17%
VA
Active
76
$2,077,000$1,152,299 down
Rate
3.17%
7.28%today
Payment
$4,497/mo
$7,142today
  • 3beds
  • 4baths
  • 4,404sqft

6291 IRONWOOD Drive, Scottsdale

9330 Sutherland Way, Scottsdale, AZ, 85262 — assumable VA mortgage at 3.36%
VA
Active
36
$1,150,000$843,507 down
Rate
3.36%
7.28%today
Payment
$2,042/mo
$3,166today
  • 4beds
  • 2baths
  • 2,430sqft

9330 Sutherland Way, Scottsdale

32006 44TH Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.43%
VA
Active
49
$1,050,000$904,739 down
Rate
3.43%
7.28%today
Payment
$832/mo
$1,279today
  • 4beds
  • 3baths
  • 2,679sqft

32006 44TH Place, Cave Creek

8650 STAGHORN Lane, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.60%
VA
Active
65
$1,850,000$1,170,555 down
Rate
3.60%
7.28%today
Payment
$3,976/mo
$5,983today
  • 4beds
  • 5baths
  • —sqft

8650 STAGHORN Lane, Scottsdale

2020 CALEB Road, Phoenix, AZ, 85085 — assumable FHA mortgage at 3.80%
FHA
Active
42
$714,900$527,884 down
Rate
3.80%
7.28%today
Payment
$1,301/mo
$1,911today
  • 4beds
  • 3baths
  • 3,205sqft

2020 CALEB Road, Phoenix

28636 21ST Lane, Phoenix, AZ, 85085 — assumable VA mortgage at 3.81%
VA
Active
57
$575,000$441,369 down
Rate
3.81%
7.28%today
Payment
$808/mo
$1,185today
  • 4beds
  • 3baths
  • 2,045sqft

28636 21ST Lane, Phoenix

44728 22ND Street, New River, AZ, 85087 — assumable VA mortgage at 3.97%
VA
Active
35
$625,000$360,501 down
Rate
3.97%
7.28%today
Payment
$1,689/mo
$2,430today
  • 3beds
  • 2baths
  • 2,357sqft

44728 22ND Street, New River

5308 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.50%
VA
Active
66
$900,000$31,664 down
Rate
6.50%
7.28%today
Payment
$5,545/mo
$6,003today
  • 4beds
  • 3baths
  • —sqft

5308 FOREST PLEASANT Place, Cave Creek

4714 MORNING VISTA Lane, Cave Creek, AZ, 85331 — assumable FHA mortgage at 4.38%
FHA
Active
22
$445,000$376,532 down
Rate
4.38%
7.28%today
Payment
$582/mo
$797today
  • 2beds
  • 2baths
  • 1,454sqft

4714 MORNING VISTA Lane, Cave Creek

2417 Barwick Drive, Phoenix, AZ, 85085 — assumable VA mortgage at 6.43%
VA
Active
34
$590,000$51,646 down
Rate
6.43%
7.28%today
Payment
$3,509/mo
$3,827today
  • 4beds
  • 3baths
  • 2,542sqft

2417 Barwick Drive, Phoenix

2422 CLEARVIEW Trail, Anthem, AZ, 85086 — assumable VA mortgage at 6.50%
VA
Active
43
$615,000$49,938 down
Rate
6.50%
7.28%today
Payment
$3,602/mo
$3,899today
  • 3beds
  • 2baths
  • 2,338sqft

2422 CLEARVIEW Trail, Anthem

29426 51ST Place, Cave Creek, AZ, 85331 — assumable FHA mortgage at 6.54%
FHA
Active
58
$689,000$170,536 down
Rate
6.54%
7.28%today
Payment
$3,424/mo
$3,691today
  • 4beds
  • 2baths
  • 1,828sqft

29426 51ST Place, Cave Creek

34841 3RD Street, Phoenix, AZ, 85086 — assumable VA mortgage at 6.76%
VA
Active
37
$850,000$159,387 down
Rate
6.76%
7.28%today
Payment
$4,545/mo
$4,789today
  • 4beds
  • 3baths
  • 2,176sqft

34841 3RD Street, Phoenix

27814 15TH Drive, Phoenix, AZ, 85085 — assumable FHA mortgage at 6.11%
FHA
Active
63
$1,350,000$955,194 down
Rate
6.11%
7.28%today
Payment
$50,488/mo
$50,804today
  • 5beds
  • 5baths
  • 4,287sqft

27814 15TH Drive, Phoenix

1111 Honda Bow Rd -- #-, New River, AZ, 85087 — assumable VA mortgage at 6.32%
VA
Active
26
$125,000Potential short sale
Rate
6.32%
7.28%today
Payment
$2,822/mo
$3,113today
  • —beds
  • —baths
  • —sqft

1111 Honda Bow Rd -- #-, New River

40261 LA CANTERA Drive, Anthem, AZ, 85086 — assumable FHA mortgage at 6.56%
FHA
Active
55
$429,000$419,830 down
Rate
6.56%
7.28%today
Payment
$62/mo
$66today
  • 3beds
  • 2baths
  • 1,454sqft

40261 LA CANTERA Drive, Anthem

Assuming a mortgage in Cave Creek

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 38 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.24%
Lowest existing payment
$319 /mo
Median cash to assume
$377,633
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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