Michelle Schmidt

Michelle Schmidt

(408) 858-6027

Assumable homes for sale in El Mirage, AZ

200 homesFHA & VA loansrates from 2.12% vs 7.28% today

El Mirage assumption guide
8803 Orchid Lane, Peoria, AZ, 85345 — assumable VA mortgage at 2.50%
VA
Active
12
$409,999$89,296 down
Rate
2.50%
7.28%today
Payment
$1,442/mo
$2,497today
  • 3beds
  • 2baths
  • 1,931sqft

8803 Orchid Lane, Peoria

18377 VILLA HERMOSA Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 3.99%
FHA
Active
32
$500,000$32,051 down
Rate
3.99%
7.28%today
Payment
$2,278/mo
$3,269today
  • 5beds
  • 3baths
  • 2,681sqft

18377 VILLA HERMOSA Lane, Surprise

5949 PINNACLE HILL Drive, Glendale, AZ, 85310 — assumable VA mortgage at 2.25%
VA
Active
56
$1,175,000$714,645 down
Rate
2.25%
7.28%today
Payment
$1,795/mo
$3,213today
  • 4beds
  • 4baths
  • 3,528sqft

5949 PINNACLE HILL Drive, Glendale

5819 WETHERSFIELD Drive, Glendale, AZ, 85304 — assumable VA mortgage at 2.25%
VA
Active
37
$590,000$303,110 down
Rate
2.25%
7.28%today
Payment
$1,251/mo
$2,240today
  • 4beds
  • 3baths
  • 3,056sqft

5819 WETHERSFIELD Drive, Glendale

18261 Poston Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 4.875%
FHA
Active
28
$409,500$28,374 down
Rate
4.875%
7.28%today
Payment
$2,096/mo
$2,710today
  • 4beds
  • 2baths
  • 1,789sqft

18261 Poston Drive, Surprise

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$518,867 down
Rate
3.75%
7.28%today
Payment
$3,590/mo
$5,304today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

17034 Seldon Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.08%
FHA
Active
37
$510,000$15,639 down
Rate
6.08%
7.28%today
Payment
$3,056/mo
$3,457today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

14113 HACKAMORE Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.99%
FHA
Active
36
$399,900Potential short sale
Rate
6.99%
7.28%today
Payment
$2,739/mo
$2,820today
  • 3beds
  • 3baths
  • 1,961sqft

14113 HACKAMORE Drive, Surprise

14178 CALLE LEJOS --, Surprise, AZ, 85387 — assumable VA mortgage at 5.75%
VA
Active
48
$570,000$66,961 down
Rate
5.75%
7.28%today
Payment
$3,045/mo
$3,570today
  • 4beds
  • 3baths
  • 2,229sqft

14178 CALLE LEJOS --, Surprise

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$10,459 down
Rate
2.84%
7.28%today
Payment
$1,338/mo
$2,217today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$10,965 down
Rate
3.10%
7.28%today
Payment
$2,783/mo
$4,459today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

5906 GOLDEN Lane, Glendale, AZ, 85302 — assumable FHA mortgage at 3.07%
FHATop pick
Active
25
$217,000$16,400 down
Rate
3.07%
7.28%today
Payment
$948/mo
$1,525today
  • 2beds
  • 1baths
  • 924sqft

5906 GOLDEN Lane, Glendale

11531 JEROME Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.14%
VATop pick
Active
54
$625,500$31,456 down
Rate
3.14%
7.28%today
Payment
$2,824/mo
$4,501today
  • 2beds
  • 3baths
  • 2,289sqft

11531 JEROME Street, Surprise

18031 UDALL Drive, Surprise, AZ, 85374 — assumable FHA mortgage at 2.87%
FHA
Active
30
$326,900$38,857 down
Rate
2.87%
7.28%today
Payment
$1,343/mo
$2,217today
  • 1beds
  • 2baths
  • 1,270sqft

18031 UDALL Drive, Surprise

9831 WRANGLER Drive, Sun City, AZ, 85373 — assumable VA mortgage at 2.98%
VA
Active
17
$299,900$60,829 down
Rate
2.98%
7.28%today
Payment
$1,131/mo
$1,841today
  • 2beds
  • 2baths
  • 1,955sqft

9831 WRANGLER Drive, Sun City

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$314,500$49,965 down
Rate
3.07%
7.28%today
Payment
$1,253/mo
$2,015today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$410,000$73,734 down
Rate
3.07%
7.28%today
Payment
$1,593/mo
$2,562today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

16176 STATLER Street, Surprise, AZ, 85374 — assumable VA mortgage at 3.10%
VA
Active
33
$450,000$89,045 down
Rate
3.10%
7.28%today
Payment
$1,708/mo
$2,737today
  • 6beds
  • 3baths
  • 2,166sqft

16176 STATLER Street, Surprise

6524 DESERT COVE Avenue, Glendale, AZ, 85304 — assumable FHA mortgage at 3.12%
FHA
Active
34
$365,000$37,059 down
Rate
3.12%
7.28%today
Payment
$1,555/mo
$2,486today
  • 3beds
  • 2baths
  • 1,299sqft

6524 DESERT COVE Avenue, Glendale

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$69,748 down
Rate
3.25%
7.28%today
Payment
$1,602/mo
$2,519today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$46,518 down
Rate
3.49%
7.28%today
Payment
$2,377/mo
$3,626today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$39,310 down
Rate
3.45%
7.28%today
Payment
$1,402/mo
$2,150today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

17611 CALAVAR Road, Surprise, AZ, 85388 — assumable FHA mortgage at 3.45%
FHA
Active
37
$429,000$36,177 down
Rate
3.45%
7.28%today
Payment
$1,928/mo
$2,956today
  • 5beds
  • 3baths
  • 2,425sqft

17611 CALAVAR Road, Surprise

15792 DESERT MIRAGE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.25%
VA
Active
29
$625,000$177,027 down
Rate
2.25%
7.28%today
Payment
$1,983/mo
$3,550today
  • 5beds
  • 3baths
  • 3,924sqft

15792 DESERT MIRAGE Drive, Surprise

13327 BOLERO Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 2.71%
VA
Active
54
$249,900$55,015 down
Rate
2.71%
7.28%today
Payment
$906/mo
$1,526today
  • 2beds
  • 2baths
  • 1,138sqft

13327 BOLERO Drive, Sun City West

10241 PUGET Avenue, Peoria, AZ, 85345 — assumable VA mortgage at 2.71%
VA
Active
31
$375,000$101,030 down
Rate
2.71%
7.28%today
Payment
$1,279/mo
$2,155today
  • 3beds
  • 2baths
  • 1,578sqft

10241 PUGET Avenue, Peoria

11130 JERSEY Avenue, Youngtown, AZ, 85363 — assumable FHA mortgage at 2.79%
FHA
Active
35
$265,000$65,597 down
Rate
2.79%
7.28%today
Payment
$935/mo
$1,559today
  • 2beds
  • 1baths
  • 909sqft

11130 JERSEY Avenue, Youngtown

8927 PARADISE Drive, Peoria, AZ, 85345 — assumable FHA mortgage at 2.81%
FHA
Active
31
$392,000$105,861 down
Rate
2.81%
7.28%today
Payment
$1,341/mo
$2,230today
  • 3beds
  • 2baths
  • 1,575sqft

8927 PARADISE Drive, Peoria

14575 MOUNTAIN VIEW Boulevard #11220, Surprise, AZ, 85374 — assumable FHA mortgage at 2.81%
FHA
Active
47
$285,000$84,369 down
Rate
2.81%
7.28%today
Payment
$949/mo
$1,579today
  • 3beds
  • 2baths
  • —sqft

14575 MOUNTAIN VIEW Boulevard #11220, Surprise

9711 CALICO Drive, Sun City, AZ, 85373 — assumable VA mortgage at 2.81%
VA
Active
60
$365,000$82,242 down
Rate
2.81%
7.28%today
Payment
$1,338/mo
$2,225today
  • 2beds
  • 2baths
  • 1,827sqft

9711 CALICO Drive, Sun City

10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$71,934 down
Rate
2.84%
7.28%today
Payment
$1,197/mo
$1,983today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

8564 MISSION Lane, Peoria, AZ, 85345 — assumable FHA mortgage at 2.90%
FHA
Active
27
$359,900$82,808 down
Rate
2.90%
7.28%today
Payment
$1,300/mo
$2,136today
  • 3beds
  • 2baths
  • 1,208sqft

8564 MISSION Lane, Peoria

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,556 down
Rate
3.00%
7.28%today
Payment
$600/mo
$974today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

6330 SANDRA Terrace, Glendale, AZ, 85306 — assumable FHA mortgage at 3.00%
FHA
Active
22
$389,900$110,029 down
Rate
3.00%
7.28%today
Payment
$1,345/mo
$2,183today
  • 3beds
  • 2baths
  • —sqft

6330 SANDRA Terrace, Glendale

11844 CHERRY HILLS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.04%
FHA
Active
31
$249,000$74,301 down
Rate
3.04%
7.28%today
Payment
$834/mo
$1,346today
  • 2beds
  • 1baths
  • 1,139sqft

11844 CHERRY HILLS Drive, Sun City

19431 67TH Drive, Glendale, AZ, 85308 — assumable VA mortgage at 3.05%
VA
Active
49
$609,000$165,586 down
Rate
3.05%
7.28%today
Payment
$2,100/mo
$3,387today
  • 4beds
  • 3baths
  • 3,006sqft

19431 67TH Drive, Glendale

Assuming a mortgage in El Mirage

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 9 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.12%
Lowest existing payment
$412 /mo
Median cash to assume
$147,880
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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