Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Gilbert, AZ

15 homesFHA & VA loansrates from 2.38% vs 7.28% today

Gilbert assumption guide
194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$489,900$233,261 down
Rate
2.375%
7.28%today
Payment
$1,155/mo
$2,034today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

1255 Arizona Avenue #1122, Chandler, AZ, 85225 — assumable FHA mortgage at 3.56%
FHA
Active
22
$439,000$130,410 down
Rate
3.56%
7.28%today
Payment
$1,533/mo
$2,318today
  • 3beds
  • 3baths
  • 1,681sqft

1255 Arizona Avenue #1122, Chandler

677 EL DORADO Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 2.60%
VA
Active
22
$535,000$257,688 down
Rate
2.60%
7.28%today
Payment
$1,261/mo
$2,155today
  • 3beds
  • 2baths
  • —sqft

677 EL DORADO Drive, Gilbert

281 BROOKS Street, Gilbert, AZ, 85233 — assumable VA mortgage at 2.72%
VA
Active
34
$675,000$336,598 down
Rate
2.72%
7.28%today
Payment
$1,582/mo
$2,662today
  • 3beds
  • 2baths
  • 2,243sqft

281 BROOKS Street, Gilbert

743 PORT Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 3.26%
VA
Active
38
$399,900$160,431 down
Rate
3.26%
7.28%today
Payment
$1,205/mo
$1,893today
  • 3beds
  • 3baths
  • —sqft

743 PORT Drive, Gilbert

92 Palomino Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 3.65%
VA
Active
36
$460,000$237,352 down
Rate
3.65%
7.28%today
Payment
$1,169/mo
$1,749today
  • 3beds
  • 3baths
  • 2,102sqft

92 Palomino Drive, Gilbert

1600 SABA Street #132, Chandler, AZ, 85225 — assumable FHA mortgage at 3.76%
FHA
Active
30
$315,000$227,685 down
Rate
3.76%
7.28%today
Payment
$529/mo
$780today
  • 2beds
  • 3baths
  • 1,122sqft

1600 SABA Street #132, Chandler

841 CAMBRIDGE Place, Chandler, AZ, 85225 — assumable VA mortgage at 5.52%
VA
Active
40
$570,000$79,335 down
Rate
5.52%
7.28%today
Payment
$2,965/mo
$3,565today
  • 3beds
  • 2baths
  • 2,013sqft

841 CAMBRIDGE Place, Chandler

860 MCQUEEN Road #1082, Chandler, AZ, 85225 — assumable FHA mortgage at 6.81%
FHA
Active
22
$349,999$29,366 down
Rate
6.81%
7.28%today
Payment
$2,166/mo
$2,271today
  • 2beds
  • 2baths
  • 1,055sqft

860 MCQUEEN Road #1082, Chandler

941 HUDSON Way, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.87%
FHA
Active
8
$445,000$29,956 down
Rate
6.87%
7.28%today
Payment
$2,785/mo
$2,902today
  • 3beds
  • 2baths
  • 1,377sqft

941 HUDSON Way, Gilbert

913 JOHN Way, Chandler, AZ, 85225 — assumable VA mortgage at 6.96%
VA
Active
51
$750,000$100,698 down
Rate
6.96%
7.28%today
Payment
$4,367/mo
$4,509today
  • 4beds
  • 2baths
  • 2,356sqft

913 JOHN Way, Chandler

253 MONTEREY Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.69%
FHA
Active
51
$650,000$255,085 down
Rate
6.69%
7.28%today
Payment
$2,591/mo
$2,750today
  • 3beds
  • 2baths
  • 1,906sqft

253 MONTEREY Street, Gilbert

1600 SABA Street #111, Chandler, AZ, 85225 — assumable FHA mortgage at 6.58%
FHA
Active
18
$330,000$299,818 down
Rate
6.58%
7.28%today
Payment
$568/mo
$610today
  • 2beds
  • 2baths
  • 1,200sqft

1600 SABA Street #111, Chandler

925 SAILFISH Drive, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.86%
FHA
Active
31
$525,000$504,480 down
Rate
6.86%
7.28%today
Payment
$684/mo
$714today
  • 3beds
  • 2baths
  • 1,644sqft

925 SAILFISH Drive, Gilbert

860 MCQUEEN Road #1121, Chandler, AZ, 85225 — assumable FHA mortgage at 7.04%
FHA
Active
24
$310,000$298,865 down
Rate
7.04%
7.28%today
Payment
$592/mo
$606today
  • 3beds
  • 3baths
  • 1,512sqft

860 MCQUEEN Road #1121, Chandler

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 15 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$529 /mo
Median cash to assume
$233,261
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.