Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Gilbert, AZ

16 homesVA & FHA loansrates from 2.77% vs 7.28% today

Gilbert assumption guide
2769 RAKESTRAW Lane, Gilbert, AZ, 85298 — assumable VA mortgage at 2.83%
VA
Active
45
$565,000$182,257 down
Rate
2.83%
7.28%today
Payment
$1,815/mo
$3,011today
  • 4beds
  • 2baths
  • —sqft

2769 RAKESTRAW Lane, Gilbert

2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$769,000$289,654 down
Rate
2.87%
7.28%today
Payment
$2,231/mo
$3,681today
  • 4beds
  • 3baths
  • —sqft

2948 MAPLEWOOD Street, Gilbert

3791 LOBACK Lane, Gilbert, AZ, 85297 — assumable FHA mortgage at 2.96%
FHA
Active
31
$460,000$170,173 down
Rate
2.96%
7.28%today
Payment
$1,400/mo
$2,284today
  • 3beds
  • 2baths
  • 1,253sqft

3791 LOBACK Lane, Gilbert

3135 ATHENA Court, Gilbert, AZ, 85297 — assumable VA mortgage at 2.77%
VA
Active
45
$870,000$486,976 down
Rate
2.77%
7.28%today
Payment
$1,796/mo
$3,002today
  • 4beds
  • 4baths
  • 4,012sqft

3135 ATHENA Court, Gilbert

3800 WOODSIDE Way, Gilbert, AZ, 85297 — assumable VA mortgage at 2.81%
VA
Active
37
$570,000$280,822 down
Rate
2.81%
7.28%today
Payment
$1,355/mo
$2,254today
  • 4beds
  • 3baths
  • 2,181sqft

3800 WOODSIDE Way, Gilbert

3817 FRANCES Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 2.84%
FHA
Active
40
$524,700$231,129 down
Rate
2.84%
7.28%today
Payment
$1,362/mo
$2,256today
  • 5beds
  • 3baths
  • 2,625sqft

3817 FRANCES Lane, Gilbert

3480 JACANA Lane, Gilbert, AZ, 85297 — assumable VA mortgage at 3.03%
VA
Active
21
$440,000$176,165 down
Rate
3.03%
7.28%today
Payment
$1,293/mo
$2,091today
  • 3beds
  • 3baths
  • 1,705sqft

3480 JACANA Lane, Gilbert

2538 WALNUT Court, Gilbert, AZ, 85298 — assumable VA mortgage at 3.23%
VA
Active
20
$949,999$605,557 down
Rate
3.23%
7.28%today
Payment
$1,724/mo
$2,718today
  • 5beds
  • 3baths
  • 1,800sqft

2538 WALNUT Court, Gilbert

4597 Waterman Street, Gilbert, AZ, 85297 — assumable VA mortgage at 3.69%
VA
Active
16
$599,900$378,474 down
Rate
3.69%
7.28%today
Payment
$1,317/mo
$1,960today
  • 3beds
  • 2baths
  • —sqft

4597 Waterman Street, Gilbert

3708 REMINGTON Drive, Gilbert, AZ, 85297 — assumable FHA mortgage at 3.87%
FHA
Active
36
$450,000$338,673 down
Rate
3.87%
7.28%today
Payment
$794/mo
$1,156today
  • 3beds
  • 2baths
  • —sqft

3708 REMINGTON Drive, Gilbert

3868 CLAXTON Avenue, Gilbert, AZ, 85297 — assumable VA mortgage at 3.95%
VA
Active
45
$570,000$440,450 down
Rate
3.95%
7.28%today
Payment
$922/mo
$1,329today
  • 5beds
  • 3baths
  • 2,523sqft

3868 CLAXTON Avenue, Gilbert

4252 JOHN Street, Gilbert, AZ, 85295 — assumable VA mortgage at 6.35%
VA
Active
53
$627,500$42,792 down
Rate
6.35%
7.28%today
Payment
$3,719/mo
$4,089today
  • 3beds
  • 2baths
  • 1,688sqft

4252 JOHN Street, Gilbert

3505 PHELPS Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 6.26%
FHA
Active
40
$495,000$62,924 down
Rate
6.26%
7.28%today
Payment
$2,783/mo
$3,090today
  • 3beds
  • 2baths
  • 1,654sqft

3505 PHELPS Street, Gilbert

2637 OLYMPIC Drive, Gilbert, AZ, 85295 — assumable VA mortgage at 6.50%
VA
Active
27
$635,000$94,330 down
Rate
6.50%
7.28%today
Payment
$3,433/mo
$3,716today
  • 3beds
  • 3baths
  • 1,862sqft

2637 OLYMPIC Drive, Gilbert

3785 STRAWBERRY Drive, Gilbert, AZ, 85298 — assumable VA mortgage at 6.76%
VA
Active
62
$1,125,000$390,523 down
Rate
6.76%
7.28%today
Payment
$4,829/mo
$5,089today
  • 4beds
  • 3baths
  • 3,465sqft

3785 STRAWBERRY Drive, Gilbert

3316 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 7.84%
VA
Active
61
$635,000$581,553 down
Rate
7.84%
7.28%today
Payment
$1,349/mo
$1,277today
  • 4beds
  • 3baths
  • 2,438sqft

3316 MAPLEWOOD Street, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$794 /mo
Median cash to assume
$285,238
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.