Michelle Schmidt

Michelle Schmidt

(408) 858-6027

Assumable homes for sale in Gilbert, AZ

17 homesFHA & VA loansrates from 2.74% vs 7.28% today

Gilbert assumption guide
2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 down
Rate
5.81%
7.28%today
Payment
$4,850/mo
$5,649today
  • 5beds
  • 3baths
  • —sqft

2535 SARATOGA Street, Gilbert

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$579,000$190,872 down
Rate
2.91%
7.28%today
Payment
$1,865/mo
$3,062today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$515,000$212,765 down
Rate
2.74%
7.28%today
Payment
$1,409/mo
$2,365today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

4086 MEGAN Street, Gilbert, AZ, 85295 — assumable VA mortgage at 3.10%
VA
Active
32
$630,000$256,256 down
Rate
3.10%
7.28%today
Payment
$1,772/mo
$2,840today
  • 4beds
  • 2baths
  • 2,084sqft

4086 MEGAN Street, Gilbert

1874 SAGEBRUSH Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.31%
FHA
Active
30
$625,000$376,503 down
Rate
3.31%
7.28%today
Payment
$1,257/mo
$1,962today
  • 5beds
  • 2baths
  • 2,285sqft

1874 SAGEBRUSH Street, Gilbert

2063 RANCH Court, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.53%
FHA
Active
35
$515,000$387,403 down
Rate
3.53%
7.28%today
Payment
$867/mo
$1,317today
  • 3beds
  • 2baths
  • 1,695sqft

2063 RANCH Court, Gilbert

2268 MARLENE Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 5.23%
VA
Active
27
$529,900$65,956 down
Rate
5.23%
7.28%today
Payment
$2,727/mo
$3,387today
  • 3beds
  • 2baths
  • —sqft

2268 MARLENE Drive, Gilbert

3697 OXFORD Lane, Gilbert, AZ, 85295 — assumable FHA mortgage at 3.95%
FHA
Active
36
$629,000$432,181 down
Rate
3.95%
7.28%today
Payment
$1,211/mo
$1,746today
  • 3beds
  • 2baths
  • 1,943sqft

3697 OXFORD Lane, Gilbert

1307 JOSHUA TREE Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.20%
FHA
Active
26
$434,000Potential short sale
Rate
6.20%
7.28%today
Payment
$2,703/mo
$3,020today
  • 3beds
  • 3baths
  • 1,816sqft

1307 JOSHUA TREE Lane, Gilbert

2944 Megan Street, Gilbert, AZ, 85295 — assumable FHA mortgage at 4.23%
FHA
Active
35
$414,900$372,690 down
Rate
4.23%
7.28%today
Payment
$285/mo
$397today
  • 3beds
  • 3baths
  • —sqft

2944 Megan Street, Gilbert

3497 Sierra Madre Avenue, Gilbert, AZ, 85296 — assumable FHA mortgage at 4.30%
FHA
Active
65
$824,000$777,895 down
Rate
4.30%
7.28%today
Payment
$310/mo
$428today
  • 4beds
  • 3baths
  • 3,503sqft

3497 Sierra Madre Avenue, Gilbert

533 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable VA mortgage at 6.50%
VA
Active
43
$525,000$57,771 down
Rate
6.50%
7.28%today
Payment
$3,023/mo
$3,272today
  • 4beds
  • 2baths
  • 1,685sqft

533 JOSHUA TREE Lane, Gilbert

1601 BARBARITA Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 4.99%
FHA
Active
35
$485,000$401,479 down
Rate
4.99%
7.28%today
Payment
$707/mo
$902today
  • 3beds
  • 2baths
  • 1,386sqft

1601 BARBARITA Avenue, Gilbert

3520 MORRISON RANCH Parkway, Gilbert, AZ, 85296 — assumable FHA mortgage at 5.25%
FHA
Active
30
$729,000$564,904 down
Rate
5.25%
7.28%today
Payment
$1,447/mo
$1,793today
  • 3beds
  • 2baths
  • 2,305sqft

3520 MORRISON RANCH Parkway, Gilbert

1576 JASPER Court #E, Gilbert, AZ, 85296 — assumable VA mortgage at 6.19%
VA
Active
31
$353,000Potential short sale
Rate
6.19%
7.28%today
Payment
$2,786/mo
$3,116today
  • 3beds
  • 3baths
  • 1,514sqft

1576 JASPER Court #E, Gilbert

986 Hawk Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.39%
FHA
Active
38
$415,000Potential short sale
Rate
6.39%
7.28%today
Payment
$2,730/mo
$2,990today
  • 3beds
  • 3baths
  • 1,661sqft

986 Hawk Lane, Gilbert

3542 SPRING WHEAT Lane, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%
FHA
Active
78
$650,000$630,504 down
Rate
6.85%
7.28%today
Payment
$133/mo
$138today
  • 3beds
  • 3baths
  • 1,702sqft

3542 SPRING WHEAT Lane, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 17 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.74%
Lowest existing payment
$310 /mo
Median cash to assume
$372,690
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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