Michelle Schmidt

Michelle Schmidt

(408) 858-6027

Assumable homes for sale in Groom Creek, AZ

29 homesVA & FHA loansrates from 2.83% vs 7.28% today

Groom Creek assumption guide
8125 Poachers, Prescott, AZ, 86303 — assumable VA mortgage at 2.99%
VA
Active
54
$525,000$193,902 down
Rate
2.99%
7.28%today
Payment
$1,558/mo
$2,532today
  • 3beds
  • 2baths
  • 1,762sqft

8125 Poachers, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
7.28%today
Payment
$4,427/mo
$7,343today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

1229 SIERRY PEAKS Drive, Prescott, AZ, 86305 — assumable VA mortgage at 2.83%
VA
Active
78
$2,149,990$1,214,196 down
Rate
2.83%
7.28%today
Payment
$4,427/mo
$7,343today
  • 5beds
  • 5baths
  • 4,516sqft

1229 SIERRY PEAKS Drive, Prescott

00 Nugget Patch Trail, Prescott, AZ, 86303 — assumable VA mortgage at 2.88%
VA
Active
18
$149,500Potential short sale
Rate
2.88%
7.28%today
Payment
$4,110/mo
$6,773today
  • —beds
  • —baths
  • —sqft

00 Nugget Patch Trail, Prescott

1510 Rose Quartz Drive, Prescott, AZ, 86303 — assumable VA mortgage at 3.11%
VA
Active
60
$248,000$112,911 down
Rate
3.11%
7.28%today
Payment
$641/mo
$1,026today
  • 2beds
  • 2baths
  • 896sqft

1510 Rose Quartz Drive, Prescott

5779 Oak Cove, Prescott, AZ, 86305 — assumable VA mortgage at 4.67%
VA
Active
69
$875,000$121,958 down
Rate
4.67%
7.28%today
Payment
$4,186/mo
$5,542today
  • 3beds
  • 3baths
  • 2,901sqft

5779 Oak Cove, Prescott

1053 Arrowhead Lane, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 4.99%
VA
Active
40
$420,000$40,147 down
Rate
4.99%
7.28%today
Payment
$2,172/mo
$2,772today
  • 2beds
  • 2baths
  • 1,664sqft

1053 Arrowhead Lane, Dewey-Humboldt

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
7.28%today
Payment
$1,476/mo
$2,229today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,781 down
Rate
3.72%
7.28%today
Payment
$906/mo
$1,344today
  • —beds
  • —baths
  • —sqft

520 Cortez Street, Prescott

3803 Sheldon Road, Prescott, AZ, 86303 — assumable FHA mortgage at 3.88%
FHA
Active
42
$575,000$349,645 down
Rate
3.88%
7.28%today
Payment
$1,302/mo
$1,894today
  • 4beds
  • 3baths
  • 2,360sqft

3803 Sheldon Road, Prescott

10075 Dapple Grey Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.91%
FHA
Active
32
$269,900$198,369 down
Rate
3.91%
7.28%today
Payment
$417/mo
$604today
  • 2beds
  • 2baths
  • 1,440sqft

10075 Dapple Grey Trail, Dewey-Humboldt

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.14%
VA
Active
22
$444,444$262,984 down
Rate
4.14%
7.28%today
Payment
$1,025/mo
$1,444today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$262,858 down
Rate
4.17%
7.28%today
Payment
$1,029/mo
$1,444today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,083 down
Rate
4.20%
7.28%today
Payment
$458/mo
$640today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$460,000$8,294 down
Rate
6.67%
7.28%today
Payment
$2,946/mo
$3,133today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

10817 Turquoise Circle, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 6.76%
VA
Active
29
$460,000$8,188 down
Rate
6.76%
7.28%today
Payment
$2,973/mo
$3,133today
  • 3beds
  • 2baths
  • 1,779sqft

10817 Turquoise Circle, Dewey-Humboldt

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.28%today
Payment
$2,010/mo
$2,667today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.28%today
Payment
$2,010/mo
$2,667today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

622 Ruth Street, Prescott, AZ, 86301 — assumable VA mortgage at 6.27%
VA
Active
32
$358,000$21,401 down
Rate
6.27%
7.28%today
Payment
$2,093/mo
$2,321today
  • 2beds
  • 1baths
  • 768sqft

622 Ruth Street, Prescott

1624 Grant Street, Prescott, AZ, 86303 — assumable VA mortgage at 6.50%
VA
Active
45
$320,000$39,003 down
Rate
6.50%
7.28%today
Payment
$1,814/mo
$1,964today
  • 1beds
  • 1baths
  • 432sqft

1624 Grant Street, Prescott

4740 Joan Drive, Prescott, AZ, 86301 — assumable FHA mortgage at 6.72%
FHA
Active
34
$410,000$81,938 down
Rate
6.72%
7.28%today
Payment
$2,142/mo
$2,267today
  • 2beds
  • 2baths
  • 1,080sqft

4740 Joan Drive, Prescott

1419 Mckee Mine Road, Prescott, AZ, 86303 — assumable FHA mortgage at 6.92%
FHA
Active
31
$499,369$67,658 down
Rate
6.92%
7.28%today
Payment
$2,911/mo
$3,018today
  • 3beds
  • 1baths
  • 1,381sqft

1419 Mckee Mine Road, Prescott

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,743 down
Rate
6.89%
7.28%today
Payment
$2,008/mo
$2,089today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

9355 Wolf Road, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,743 down
Rate
6.89%
7.28%today
Payment
$2,008/mo
$2,089today
  • 3beds
  • 2baths
  • 1,308sqft

9355 Wolf Road, Dewey-Humboldt

209 ROBINSON Drive, Prescott, AZ, 86303 — assumable FHA mortgage at 5.22%
FHA
Active
29
$495,000$416,454 down
Rate
5.22%
7.28%today
Payment
$459/mo
$571today
  • 3beds
  • 2baths
  • 1,740sqft

209 ROBINSON Drive, Prescott

434 Stewart Circle, Prescott, AZ, 86301 — assumable FHA mortgage at 6.64%
FHA
Active
34
$575,000$168,104 down
Rate
6.64%
7.28%today
Payment
$2,651/mo
$2,828today
  • 4beds
  • 3baths
  • 2,326sqft

434 Stewart Circle, Prescott

165 Rocky Dells Drive, Prescott, AZ, 86303 — assumable VA mortgage at 6.34%
VA
Active
36
$655,000$429,099 down
Rate
6.34%
7.28%today
Payment
$1,461/mo
$1,609today
  • 3beds
  • 3baths
  • 1,672sqft

165 Rocky Dells Drive, Prescott

11248 Manzanita Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.88%
FHA
Active
42
$499,900$248,152 down
Rate
6.88%
7.28%today
Payment
$1,762/mo
$1,830today
  • 4beds
  • 2baths
  • 1,947sqft

11248 Manzanita Trail, Dewey-Humboldt

340 Newport Drive, Prescott, AZ, 86303 — assumable VA mortgage
VA
Active
20
$60,000$60,000 down
Rate
—%
7.28%today
Payment
—/mo
  • —beds
  • —baths
  • —sqft

340 Newport Drive, Prescott

Assuming a mortgage in Groom Creek

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$417 /mo
Median cash to assume
$148,424
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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