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Michelle Schmidt

Michelle Schmidt

Property4.35% Assumable
1 / 33

$469,000

($374,946 down)
FHA

1511 E Joseph Way, Gilbert, AZ 85295

4
3
1,893 sqft
PITI Monthly
$1,087.08 /mo

Assumed Rate

4.35%
7.15%

Principal & Interest

$699 /mo
$948 /mo
$76,314 in interest paid off

Listing courtesy of: Heather Taylor, ProSmart Realty

What's Special

LOCATIONSERENESHOPPINGDININGCOMMUNITY POOLTENNIS COURTS

Welcome to your dream home in one of the most sought-after planned communities! This beautifully maintained 4-bedroom, 3-bathroom gem offers the perfect blend of comfort and convenience—with a full bedroom and bath downstairs, ideal for guests or multi-gen living. Nestled next to a lush park with no neighbors on one side, this home offers extra privacy and serene views. Not to mention new windows, HVAC, electronic/automated shades, flooring, granite counter tops and gas appliances. Even better....HOA covers, exterior paint, roof and front yard landscape. Enjoy resort-style living with access to a sparkling community pool, tennis courts, and even pickleball perfect for staying active and social. Located just minutes from top-rated shopping, dining, and freeway access, your everyday errands and weekend adventures are a breeze. Whether you're entertaining or relaxing, this home checks all the boxes. Don't miss your chance to live where lifestyle meets location

Gradient Jack

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.35
Remaining Loan Term
15 years, 4 months
Monthly PITI
$1,087.08/mo
Estimated Loan Balance
$94,766
Cash to close
$374,946
Interest Paid
$76,314

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms4
  • Bathrooms3
Cooling & Heating
  • CoolingCentral Air
  • HeatingElectric
Interior Features
  • MaterialsStucco, Wood Frame, Painted
  • CommunityUnknown
  • FireplaceNo
  • Fireplace FeaturesNone
  • FlooringCarpet, Laminate, Tile

Exterior

Fencing
  • FencingBlock
Roof
  • RoofTile
Parking
  • GarageNo
  • Garage Spaces2
  • CarportNo
  • Carport Spaces2
Water
  • SewerPublic Sewer
  • Water SourceCity Water
Pool
  • Has PoolNo
  • Pool FeaturesN/A

Construction

Type & Style
  • Stories2
  • Home TypeTownhouse
  • Architectural StyleN/A
Materials
  • Construction MaterialsStucco, Wood Frame, Painted
  • RoofTile
Condition
  • Year Built2004
Details
  • BuilderFulton Homes

Community & HOA

Community
  • SubdivisionSPECTRUM AT VAL VISTA
  • FeaturesCommunity Spa, Near Bus Stop, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOAYes
  • HOA NameSpectrum
  • HOA AmenitiesUnknown
  • HOA Fee$231
  • HOA FrequencyQuarterly
Location
  • RegionGilbert

Financial Details

Financial Info
  • Price per Sqft$247.75
  • Tax Annual Amount$1,468
  • On Market Date2025-07-16T14:01:58.120Z
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MLS ID: 6893156

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-07-16T18:40:00.209Z

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