Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Mesa, AZ

19 homesFHA & VA loansrates from 2.88% vs 7.28% today

Mesa assumption guide
3134 MCKELLIPS Road #178, Mesa, AZ, 85213 — assumable FHA mortgage at 2.98%
FHA
Active
22
$280,000$50,933 down
Rate
2.98%
7.28%today
Payment
$1,084/mo
$1,764today
  • 2beds
  • 2baths
  • 874sqft

3134 MCKELLIPS Road #178, Mesa

3232 ELLIS Street, Mesa, AZ, 85213 — assumable VA mortgage at 3.09%
VA
Active
107
$825,000$203,297 down
Rate
3.09%
7.28%today
Payment
$2,951/mo
$4,735today
  • 5beds
  • 3baths
  • 3,167sqft

3232 ELLIS Street, Mesa

2558 Baltimore Street, Mesa, AZ, 85213 — assumable FHA mortgage at 4.17%
FHA
Active
44
$460,000$66,126 down
Rate
4.17%
7.28%today
Payment
$2,081/mo
$2,922today
  • 3beds
  • 1baths
  • —sqft

2558 Baltimore Street, Mesa

3717 JULEP Street, Mesa, AZ, 85205 — assumable VA mortgage at 2.88%
VA
Active
26
$2,660,000$1,684,254 down
Rate
2.88%
7.28%today
Payment
$4,566/mo
$7,526today
  • 5beds
  • 8baths
  • 5,247sqft

3717 JULEP Street, Mesa

2124 3RD Drive, Mesa, AZ, 85204 — assumable FHA mortgage at 2.94%
FHA
Active
31
$519,900$232,160 down
Rate
2.94%
7.28%today
Payment
$1,391/mo
$2,274today
  • 4beds
  • 3baths
  • 2,054sqft

2124 3RD Drive, Mesa

525 VAL VISTA Drive #30, Mesa, AZ, 85213 — assumable FHA mortgage at 3.16%
FHA
Active
29
$495,000$226,583 down
Rate
3.16%
7.28%today
Payment
$1,331/mo
$2,116today
  • 3beds
  • 2baths
  • 1,735sqft

525 VAL VISTA Drive #30, Mesa

1517 MCLELLAN Road, Mesa, AZ, 85203 — assumable VA mortgage at 3.18%
VA
Active
37
$499,990$208,972 down
Rate
3.18%
7.28%today
Payment
$1,449/mo
$2,299today
  • 4beds
  • 3baths
  • 2,044sqft

1517 MCLELLAN Road, Mesa

2848 BROWN Road #30, Mesa, AZ, 85213 — assumable FHA mortgage at 3.23%
FHA
Active
39
$355,000$185,497 down
Rate
3.23%
7.28%today
Payment
$849/mo
$1,337today
  • 3beds
  • 2baths
  • —sqft

2848 BROWN Road #30, Mesa

843 WINTHROP Circle, Mesa, AZ, 85213 — assumable VA mortgage at 3.51%
VA
Active
41
$820,000$637,818 down
Rate
3.51%
7.28%today
Payment
$1,200/mo
$1,826today
  • 5beds
  • 3baths
  • 3,208sqft

843 WINTHROP Circle, Mesa

218 25TH Street, Mesa, AZ, 85213 — assumable FHA mortgage at 4.99%
FHA
Active
33
$420,000$65,541 down
Rate
4.99%
7.28%today
Payment
$2,027/mo
$2,587today
  • 4beds
  • 2baths
  • 1,464sqft

218 25TH Street, Mesa

808 WINTHROP Circle, Mesa, AZ, 85213 — assumable VA mortgage at 6.50%
VA
Active
34
$479,900$8,890 down
Rate
6.50%
7.28%today
Payment
$3,038/mo
$3,289today
  • 3beds
  • 2baths
  • 1,586sqft

808 WINTHROP Circle, Mesa

3345 UNIVERSITY Drive #74, Mesa, AZ, 85213 — assumable VA mortgage at 6.85%
VA
Active
32
$270,000Potential short sale
Rate
6.85%
7.28%today
Payment
$1,782/mo
$1,861today
  • 2beds
  • 2baths
  • 1,051sqft

3345 UNIVERSITY Drive #74, Mesa

48 Maple --, Mesa, AZ, 85205 — assumable FHA mortgage at 5.52%
FHA
Active
52
$439,000$76,854 down
Rate
5.52%
7.28%today
Payment
$2,189/mo
$2,632today
  • 3beds
  • 2baths
  • 1,320sqft

48 Maple --, Mesa

3134 McKellips Road #30, Mesa, AZ, 85213 — assumable FHA mortgage at 6.49%
FHA
Active
43
$439,000$35,310 down
Rate
6.49%
7.28%today
Payment
$2,604/mo
$2,822today
  • 3beds
  • 3baths
  • —sqft

3134 McKellips Road #30, Mesa

2062 DOWNING Street, Mesa, AZ, 85213 — assumable FHA mortgage at 6.36%
FHA
Active
76
$575,000$77,273 down
Rate
6.36%
7.28%today
Payment
$3,242/mo
$3,561today
  • 3beds
  • 2baths
  • 1,742sqft

2062 DOWNING Street, Mesa

1858 8TH Street, Mesa, AZ, 85203 — assumable FHA mortgage at 6.75%
FHA
Active
41
$530,000$95,993 down
Rate
6.75%
7.28%today
Payment
$2,837/mo
$2,993today
  • 3beds
  • 2baths
  • 1,554sqft

1858 8TH Street, Mesa

2251 ASPEN Avenue, Mesa, AZ, 85204 — assumable FHA mortgage at 5.15%
FHA
Active
20
$360,000$305,118 down
Rate
5.15%
7.28%today
Payment
$492/mo
$617today
  • 3beds
  • 2baths
  • 1,125sqft

2251 ASPEN Avenue, Mesa

220 22nd Place #2059, Mesa, AZ, 85213 — assumable FHA mortgage at 5.50%
FHA
Active
38
$239,000$203,671 down
Rate
5.50%
7.28%today
Payment
$513/mo
$618today
  • 2beds
  • 2baths
  • 1,155sqft

220 22nd Place #2059, Mesa

2051 KAEL Circle, Mesa, AZ, 85213 — assumable VA mortgage at 6.88%
VA
Active
62
$889,000$285,291 down
Rate
6.88%
7.28%today
Payment
$4,059/mo
$4,226today
  • 3beds
  • 3baths
  • 2,692sqft

2051 KAEL Circle, Mesa

Assuming a mortgage in Mesa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$492 /mo
Median cash to assume
$185,497
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.