Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Payson, AZ

8 homesVA & FHA loansrates from 2.68% vs 7.28% today

Payson assumption guide
2003 FREDANOVICH Circle, Payson, AZ, 85541 — assumable VA mortgage at 3.07%
VA
Active
33
$360,000$143,465 down
Rate
3.07%
7.28%today
Payment
$1,063/mo
$1,711today
  • 3beds
  • 2baths
  • 1,400sqft

2003 FREDANOVICH Circle, Payson

310 TRAILWOOD Road, Payson, AZ, 85541 — assumable FHA mortgage at 2.68%
FHA
Active
47
$480,000$202,122 down
Rate
2.68%
7.28%today
Payment
$1,272/mo
$2,151today
  • 3beds
  • 3baths
  • 2,174sqft

310 TRAILWOOD Road, Payson

304 RYAN Drive, Payson, AZ, 85541 — assumable FHA mortgage at 3.33%
FHA
Active
34
$599,999$307,317 down
Rate
3.33%
7.28%today
Payment
$1,484/mo
$2,310today
  • 5beds
  • 3baths
  • 2,395sqft

304 RYAN Drive, Payson

207 AERO Drive, Payson, AZ, 85541 — assumable FHA mortgage at 3.45%
FHA
Active
30
$299,000$133,311 down
Rate
3.45%
7.28%today
Payment
$854/mo
$1,310today
  • 4beds
  • 2baths
  • 1,455sqft

207 AERO Drive, Payson

310 MOGOLLON Trail, Payson, AZ, 85541 — assumable VA mortgage at 3.65%
VA
Active
23
$489,900$281,284 down
Rate
3.65%
7.28%today
Payment
$1,096/mo
$1,639today
  • 3beds
  • 2baths
  • 1,600sqft

310 MOGOLLON Trail, Payson

216 AERO Drive, Payson, AZ, 85541 — assumable VA mortgage at 6.74%
VA
Active
25
$350,000$19,875 down
Rate
6.74%
7.28%today
Payment
$2,164/mo
$2,285today
  • 3beds
  • 2baths
  • 1,344sqft

216 AERO Drive, Payson

608 BONITA Street, Payson, AZ, 85541 — assumable FHA mortgage at 7.20%
FHA
Active
20
$390,000$70,181 down
Rate
7.20%
7.28%today
Payment
$2,233/mo
$2,251today
  • 4beds
  • 2baths
  • 1,904sqft

608 BONITA Street, Payson

602 MANZANITA Drive, Payson, AZ, 85541 — assumable VA mortgage at 6.99%
VA
Active
28
$324,000$107,359 down
Rate
6.99%
7.28%today
Payment
$1,474/mo
$1,517today
  • 3beds
  • 2baths
  • 1,976sqft

602 MANZANITA Drive, Payson

Assuming a mortgage in Payson

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$854 /mo
Median cash to assume
$138,388
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.