Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Prescott, AZ

3 homesFHA & VA loansrates from 3.72% vs 7.28% today

Prescott assumption guide
520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,781 down
Rate
3.72%
7.28%today
Payment
$906/mo
$1,344today
  • —beds
  • —baths
  • —sqft

520 Cortez Street, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.28%today
Payment
$2,010/mo
$2,667today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.28%today
Payment
$2,010/mo
$2,667today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
3.72%
Lowest existing payment
$906 /mo
Median cash to assume
$61,490
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.