Assumable homes for sale in Prescott, AZ

10 homesVA & FHA loansrates from 3.07% vs 7.28% today

Prescott assumption guide

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%

Active

$363,900$142,171 down

Rate: 3.07%; ~~7.28%~~today
Payment: $1,050/mo; ~~$1,689~~today

4beds
2baths
1,509sqft

1375 Lakeview Road, Prescott

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%

Active

$665,000$339,938 down

Rate: 3.10%; ~~7.28%~~today
Payment: $1,542/mo; ~~$2,470~~today

3beds
2baths
1,926sqft

1013 Craftsman Drive, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%

Active

$639,900$403,742 down

Rate: 3.33%; ~~7.28%~~today
Payment: $1,200/mo; ~~$1,868~~today

3beds
2baths
1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%

Active

$599,999$94,345 down

Rate: 4.67%; ~~7.28%~~today
Payment: $2,811/mo; ~~$3,721~~today

3beds
2baths
1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%

Active

$598,000$345,108 down

Rate: 3.57%; ~~7.28%~~today
Payment: $1,476/mo; ~~$2,229~~today

4beds
3baths
2,616sqft

1812 READING Lane, Prescott

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%

FHA

Active

$375,500$300,083 down

Rate: 4.20%; ~~7.28%~~today
Payment: $458/mo; ~~$640~~today

3beds
2baths
1,676sqft

2225 Hillside Loop Road, Prescott

1499 Magnolia Lane, Prescott, AZ, 86301 — assumable VA mortgage at 5.52%

Active

$489,000$81,296 down

Rate: 5.52%; ~~7.28%~~today
Payment: $2,464/mo; ~~$2,963~~today

3beds
2baths
1,429sqft

1499 Magnolia Lane, Prescott

3180 Simpson Lane, Prescott, AZ, 86301 — assumable VA mortgage at 6.79%

Active

$335,000$61,735 down

Rate: 6.79%; ~~7.28%~~today
Payment: $1,812/mo; ~~$1,904~~today

2beds
2baths
1,231sqft

3180 Simpson Lane, Prescott

1988 Boardwalk Avenue, Prescott, AZ, 86301 — assumable VA mortgage at 6.31%

Active

$618,000$235,581 down

Rate: 6.31%; ~~7.28%~~today
Payment: $2,479/mo; ~~$2,737~~today

3beds
2baths
1,832sqft

1988 Boardwalk Avenue, Prescott

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%

FHA

Active

$699,900$222,252 down

Rate: 7.22%; ~~7.28%~~today
Payment: $3,322/mo; ~~$3,342~~today

3beds
2baths
2,278sqft

2893 Brooks Range, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate: 3.07%
Lowest existing payment: $458 /mo
Median cash to assume: $228,916