Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Prescott Valley, AZ

6 homesVA & FHA loansrates from 2.90% vs 7.28% today

Prescott Valley assumption guide
7682 Rabbit Brush Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.45%
VA
Active
69
$519,500$79,410 down
Rate
3.45%
7.28%today
Payment
$2,164/mo
$3,318today
  • 4beds
  • 2baths
  • 1,765sqft

7682 Rabbit Brush Lane, Prescott Valley

7685 Summit Pass --, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$400,000$225,850 down
Rate
2.90%
7.28%today
Payment
$830/mo
$1,365today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass --, Prescott Valley

7685 Summit Pass --, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$400,000$225,850 down
Rate
2.90%
7.28%today
Payment
$830/mo
$1,365today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass --, Prescott Valley

8370 View Crest, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.99%
VA
Active
39
$625,000$253,351 down
Rate
2.99%
7.28%today
Payment
$1,801/mo
$2,927today
  • 3beds
  • 2baths
  • 2,161sqft

8370 View Crest, Prescott Valley

6916 Wise Maverick Drive, Prescott Valley, AZ, 86315 — assumable FHA mortgage at 6.26%
FHA
Active
56
$399,973$30,856 down
Rate
6.26%
7.28%today
Payment
$2,300/mo
$2,553today
  • 3beds
  • 2baths
  • 1,476sqft

6916 Wise Maverick Drive, Prescott Valley

6925 Manzella Court, Prescott Valley, AZ, 86315 — assumable VA mortgage at 6.81%
VA
Active
42
$990,000$860,723 down
Rate
6.81%
7.28%today
Payment
$881/mo
$924today
  • 4beds
  • 4baths
  • 2,506sqft

6925 Manzella Court, Prescott Valley

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$830 /mo
Median cash to assume
$225,850
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.