Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Prescott Valley, AZ

8 homesVA & FHA loansrates from 2.90% vs 7.28% today

Prescott Valley assumption guide
12952 Madrid Street, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.90%
VA
Active
37
$450,000$76,049 down
Rate
2.90%
7.28%today
Payment
$1,742/mo
$2,864today
  • 3beds
  • 2baths
  • 1,637sqft

12952 Madrid Street, Dewey-Humboldt

12942 Delgado Street, Prescott Valley, AZ, 86327 — assumable VA mortgage at 3.79%
VA
Active
26
$503,500$388,577 down
Rate
3.79%
7.28%today
Payment
$694/mo
$1,020today
  • 3beds
  • 2baths
  • 1,956sqft

12942 Delgado Street, Prescott Valley

947 Rolling Green Road, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.47%
FHA
Active
14
$320,000$17,094 down
Rate
6.47%
7.28%today
Payment
$1,952/mo
$2,120today
  • 2beds
  • 2baths
  • 1,023sqft

947 Rolling Green Road, Dewey-Humboldt

385 Dewey Road, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 6.85%
VA
Active
24
$369,000$19,215 down
Rate
6.85%
7.28%today
Payment
$2,325/mo
$2,428today
  • 3beds
  • 2baths
  • 1,593sqft

385 Dewey Road, Dewey-Humboldt

1013 Fairway Drive, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 7.03%
FHA
Active
27
$350,000$34,025 down
Rate
7.03%
7.28%today
Payment
$2,156/mo
$2,210today
  • 3beds
  • 3baths
  • 1,686sqft

1013 Fairway Drive, Dewey-Humboldt

12445 Mcallister Drive, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 4.98%
FHA
Active
25
$284,900$95,006 down
Rate
4.98%
7.28%today
Payment
$1,090/mo
$1,392today
  • 3beds
  • 1baths
  • 978sqft

12445 Mcallister Drive, Dewey-Humboldt

14324 MEADOW Road, Dewey, AZ, 86327 — assumable VA mortgage at 6.76%
VA
Active
66
$589,000$69,067 down
Rate
6.76%
7.28%today
Payment
$3,425/mo
$3,609today
  • 3beds
  • 2baths
  • 1,617sqft

14324 MEADOW Road, Dewey

11248 Manzanita Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 6.88%
FHA
Active
42
$499,900$248,152 down
Rate
6.88%
7.28%today
Payment
$1,762/mo
$1,830today
  • 4beds
  • 2baths
  • 1,947sqft

11248 Manzanita Trail, Dewey-Humboldt

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$694 /mo
Median cash to assume
$72,558
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.