Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Queen Creek, AZ

200 homesVA & FHA loansrates from 2.38% vs 7.28% today

Queen Creek assumption guide
1750 RENEGADE Trail, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.88%
FHA
Active
43
$305,000$87,487 down
Rate
2.88%
7.28%today
Payment
$1,039/mo
$1,713today
  • 3beds
  • 2baths
  • 1,631sqft

1750 RENEGADE Trail, San Tan Valley

40641 BARRED Place, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.10%
VA
Active
21
$674,999$157,267 down
Rate
3.10%
7.28%today
Payment
$2,477/mo
$3,968today
  • 4beds
  • 4baths
  • 2,924sqft

40641 BARRED Place, San Tan Valley

22768 VIA DEL SOL --, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.125%
VA
Active
33
$549,000$117,118 down
Rate
3.125%
7.28%today
Payment
$2,095/mo
$3,346today
  • 3beds
  • 2baths
  • 1,868sqft

22768 VIA DEL SOL --, Queen Creek

2355 LA COSTA Place, Chandler, AZ, 85249 — assumable VA mortgage at 5.625%
VA
Active
75
$699,899$187,340 down
Rate
5.625%
7.28%today
Payment
$3,033/mo
$3,605today
  • 6beds
  • 4baths
  • 3,367sqft

2355 LA COSTA Place, Chandler

194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$489,900$233,261 down
Rate
2.375%
7.28%today
Payment
$1,155/mo
$2,034today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 down
Rate
5.81%
7.28%today
Payment
$4,850/mo
$5,649today
  • 5beds
  • 3baths
  • —sqft

2535 SARATOGA Street, Gilbert

728 MAGENA Drive, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.05%
VATop pick
Active
41
$509,900$39,480 down
Rate
3.05%
7.28%today
Payment
$2,223/mo
$3,585today
  • 4beds
  • 3baths
  • 2,315sqft

728 MAGENA Drive, San Tan Valley

29954 LITTLE LEAF Drive, San Tan Valley, AZ, 85143 — assumable VA mortgage at 3.07%
VATop pick
Active
60
$385,000$30,719 down
Rate
3.07%
7.28%today
Payment
$1,678/mo
$2,699today
  • 3beds
  • 2baths
  • 1,773sqft

29954 LITTLE LEAF Drive, San Tan Valley

3982 SIDESADDLE Road, San Tan Valley, AZ, 85140 — assumable VA mortgage at 2.78%
VA
Active
21
$399,900$79,364 down
Rate
2.78%
7.28%today
Payment
$1,487/mo
$2,483today
  • 4beds
  • 2baths
  • 1,819sqft

3982 SIDESADDLE Road, San Tan Valley

35818 POMELO Trail, Queen Creek, AZ, 85140 — assumable VA mortgage at 2.90%
VA
Active
91
$699,000$115,610 down
Rate
2.90%
7.28%today
Payment
$2,694/mo
$4,428today
  • 2beds
  • 4baths
  • 2,304sqft

35818 POMELO Trail, Queen Creek

25727 230TH Place, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.00%
VA
Active
43
$599,900$64,035 down
Rate
3.00%
7.28%today
Payment
$2,041/mo
$3,659today
  • 4beds
  • 3baths
  • 2,634sqft

25727 230TH Place, Queen Creek

9907 TUNGSTEN Drive, Mesa, AZ, 85212 — assumable VA mortgage at 3.11%
VA
Active
15
$500,000$52,923 down
Rate
3.11%
7.28%today
Payment
$2,113/mo
$3,382today
  • 3beds
  • 2baths
  • 1,857sqft

9907 TUNGSTEN Drive, Mesa

4365 Pelotazo Way, San Tan Valley, AZ, 85144 — assumable VA mortgage at 3.76%
VA
Active
42
$499,000$7,557 down
Rate
3.76%
7.28%today
Payment
$2,495/mo
$3,681today
  • 4beds
  • 3baths
  • 2,122sqft

4365 Pelotazo Way, San Tan Valley

22768 VIA DEL SOL --, Queen Creek, AZ, 85142 — assumable VA mortgage at 2.81%
VA
Active
$565,000$135,772 down
Rate
2.81%
7.28%today
Payment
$2,012/mo
$3,346today
  • 3beds
  • 2baths
  • 1,868sqft

22768 VIA DEL SOL --, Queen Creek

779 DORAL Avenue #101, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
63
$410,000$91,245 down
Rate
2.87%
7.28%today
Payment
$1,487/mo
$2,453today
  • 3beds
  • 3baths
  • 1,422sqft

779 DORAL Avenue #101, Gilbert

19119 APRICOT Lane, Queen Creek, AZ, 85142 — assumable VA mortgage at 2.88%
VA
Active
37
$745,000$164,546 down
Rate
2.88%
7.28%today
Payment
$2,686/mo
$4,427today
  • 4beds
  • 3baths
  • 3,319sqft

19119 APRICOT Lane, Queen Creek

1753 ANASTASIA Street, San Tan Valley, AZ, 85140 — assumable FHA mortgage at 3.07%
FHA
Active
32
$319,900$67,532 down
Rate
3.07%
7.28%today
Payment
$1,188/mo
$1,910today
  • 3beds
  • 2baths
  • 1,277sqft

1753 ANASTASIA Street, San Tan Valley

10218 WAVELENGTH Avenue, Mesa, AZ, 85212 — assumable VA mortgage at 3.09%
VA
Active
36
$619,900$156,619 down
Rate
3.09%
7.28%today
Payment
$2,199/mo
$3,528today
  • 4beds
  • 3baths
  • 2,196sqft

10218 WAVELENGTH Avenue, Mesa

4967 MEADOW LARK Way, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.10%
VA
Active
32
$385,000$105,861 down
Rate
3.10%
7.28%today
Payment
$1,324/mo
$2,121today
  • 3beds
  • 3baths
  • 2,032sqft

4967 MEADOW LARK Way, San Tan Valley

1681 CORRIENTE Drive, San Tan Valley, AZ, 85144 — assumable FHA mortgage at 3.76%
FHA
Active
8
$415,000$59,981 down
Rate
3.76%
7.28%today
Payment
$1,799/mo
$2,654today
  • 4beds
  • 3baths
  • 2,257sqft

1681 CORRIENTE Drive, San Tan Valley

22593 INDIANA Avenue, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.87%
VA
Active
42
$665,000$81,878 down
Rate
3.87%
7.28%today
Payment
$2,995/mo
$4,361today
  • 5beds
  • 5baths
  • 2,767sqft

22593 INDIANA Avenue, Queen Creek

1963 HARNESS Lane, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.99%
VA
Active
50
$589,999$93,267 down
Rate
3.99%
7.28%today
Payment
$2,422/mo
$3,476today
  • 5beds
  • 5baths
  • 3,131sqft

1963 HARNESS Lane, San Tan Valley

4503 Antonio, Mesa, AZ, 85212 — assumable VA mortgage at 2.67%
VA
Active
44
$550,000$196,351 down
Rate
2.67%
7.28%today
Payment
$1,636/mo
$2,771today
  • 4beds
  • 3baths
  • 2,563sqft

4503 Antonio, Mesa

4503 Antonio, Mesa, AZ, 85212 — assumable VA mortgage at 2.67%
VA
Active
44
$550,000$196,351 down
Rate
2.67%
7.28%today
Payment
$1,636/mo
$2,771today
  • 4beds
  • 3baths
  • 2,563sqft

4503 Antonio, Mesa

1866 RAVENSWOOD Drive, Gilbert, AZ, 85298 — assumable VA mortgage at 2.73%
VA
Active
38
$632,500$212,584 down
Rate
2.73%
7.28%today
Payment
$1,956/mo
$3,286today
  • 3beds
  • 3baths
  • 2,313sqft

1866 RAVENSWOOD Drive, Gilbert

1770 DENIM Trail, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.77%
FHA
Active
36
$320,000$126,512 down
Rate
2.77%
7.28%today
Payment
$909/mo
$1,520today
  • 3beds
  • 3baths
  • 2,281sqft

1770 DENIM Trail, San Tan Valley

2769 RAKESTRAW Lane, Gilbert, AZ, 85298 — assumable VA mortgage at 2.83%
VA
Active
45
$565,000$182,257 down
Rate
2.83%
7.28%today
Payment
$1,815/mo
$3,011today
  • 4beds
  • 2baths
  • —sqft

2769 RAKESTRAW Lane, Gilbert

11539 QUINTANA Avenue, Mesa, AZ, 85212 — assumable VA mortgage at 2.87%
VA
Active
57
$709,000$271,505 down
Rate
2.87%
7.28%today
Payment
$2,041/mo
$3,367today
  • 7beds
  • 4baths
  • 3,942sqft

11539 QUINTANA Avenue, Mesa

2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$769,000$289,654 down
Rate
2.87%
7.28%today
Payment
$2,231/mo
$3,681today
  • 4beds
  • 3baths
  • —sqft

2948 MAPLEWOOD Street, Gilbert

10553 DURANT Drive, Mesa, AZ, 85212 — assumable VA mortgage at 2.87%
VA
Active
41
$535,000$182,019 down
Rate
2.87%
7.28%today
Payment
$1,639/mo
$2,705today
  • 3beds
  • 3baths
  • 1,936sqft

10553 DURANT Drive, Mesa

26712 198TH Street, Queen Creek, AZ, 85142 — assumable VA mortgage at 2.88%
VA
Active
69
$759,999$243,757 down
Rate
2.88%
7.28%today
Payment
$2,394/mo
$3,946today
  • 4beds
  • 2baths
  • 2,035sqft

26712 198TH Street, Queen Creek

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$579,000$190,872 down
Rate
2.91%
7.28%today
Payment
$1,865/mo
$3,062today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

31876 LARKSPUR Drive, San Tan Valley, AZ, 85143 — assumable VA mortgage at 2.96%
VA
Active
44
$425,000$130,268 down
Rate
2.96%
7.28%today
Payment
$1,395/mo
$2,275today
  • 2beds
  • 2baths
  • 1,765sqft

31876 LARKSPUR Drive, San Tan Valley

3791 LOBACK Lane, Gilbert, AZ, 85297 — assumable FHA mortgage at 2.96%
FHA
Active
31
$460,000$170,173 down
Rate
2.96%
7.28%today
Payment
$1,400/mo
$2,284today
  • 3beds
  • 2baths
  • 1,253sqft

3791 LOBACK Lane, Gilbert

20117 CALLE DE FLORES --, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.00%
VA
Active
94
$1,200,000$477,531 down
Rate
3.00%
7.28%today
Payment
$3,457/mo
$5,611today
  • 4beds
  • 3baths
  • 3,780sqft

20117 CALLE DE FLORES --, Queen Creek

21149 DOMINGO Road, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.05%
VA
Active
23
$625,000$219,255 down
Rate
3.05%
7.28%today
Payment
$1,909/mo
$3,079today
  • 4beds
  • 3baths
  • 2,327sqft

21149 DOMINGO Road, Queen Creek

Assuming a mortgage in Queen Creek

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 6 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$356 /mo
Median cash to assume
$169,367
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.