Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Scottsdale, AZ

10 homesVA & FHA loansrates from 2.65% vs 7.28% today

Scottsdale assumption guide
3031 CIVIC CENTER PLZ Plaza #230, Scottsdale, AZ, 85251 — assumable VA mortgage at 3.45%
VA
Active
29
$345,000$66,882 down
Rate
3.45%
7.28%today
Payment
$1,368/mo
$2,097today
  • 2beds
  • 2baths
  • 1,192sqft

3031 CIVIC CENTER PLZ Plaza #230, Scottsdale

4260 81ST Street, Scottsdale, AZ, 85251 — assumable FHA mortgage at 2.74%
FHA
Active
28
$299,999$81,050 down
Rate
2.74%
7.28%today
Payment
$1,021/mo
$1,713today
  • 2beds
  • 1baths
  • 904sqft

4260 81ST Street, Scottsdale

8137 INDIAN SCHOOL Road, Scottsdale, AZ, 85251 — assumable VA mortgage at 2.96%
VA
Active
59
$669,900$183,925 down
Rate
2.96%
7.28%today
Payment
$2,300/mo
$3,751today
  • 3beds
  • 2baths
  • 1,769sqft

8137 INDIAN SCHOOL Road, Scottsdale

2213 87TH Way, Scottsdale, AZ, 85257 — assumable VA mortgage at 2.65%
VA
Active
24
$675,000$364,462 down
Rate
2.65%
7.28%today
Payment
$1,441/mo
$2,446today
  • 4beds
  • 2baths
  • —sqft

2213 87TH Way, Scottsdale

4154 81ST Street, Scottsdale, AZ, 85251 — assumable FHA mortgage at 3.78%
FHA
Active
31
$290,000$142,157 down
Rate
3.78%
7.28%today
Payment
$844/mo
$1,243today
  • 2beds
  • 1baths
  • 904sqft

4154 81ST Street, Scottsdale

8441 WINDSOR Avenue, Scottsdale, AZ, 85257 — assumable VA mortgage at 6.32%
VA
Active
33
$825,000$120,708 down
Rate
6.32%
7.28%today
Payment
$4,461/mo
$4,921today
  • 4beds
  • 3baths
  • 1,763sqft

8441 WINDSOR Avenue, Scottsdale

7420 TAYLOR Street, Scottsdale, AZ, 85257 — assumable FHA mortgage at 6.08%
FHA
Active
39
$560,000$143,501 down
Rate
6.08%
7.28%today
Payment
$2,574/mo
$2,913today
  • 3beds
  • 3baths
  • 1,470sqft

7420 TAYLOR Street, Scottsdale

8061 VIRGINIA Avenue, Scottsdale, AZ, 85257 — assumable VA mortgage at 6.58%
VA
Active
45
$899,900$185,444 down
Rate
6.58%
7.28%today
Payment
$4,595/mo
$4,933today
  • 3beds
  • 2baths
  • 1,931sqft

8061 VIRGINIA Avenue, Scottsdale

2545 MILLER Road, Scottsdale, AZ, 85257 — assumable VA mortgage at 5.78%
VA
Active
30
$570,000$179,856 down
Rate
5.78%
7.28%today
Payment
$2,426/mo
$2,835today
  • 3beds
  • 2baths
  • 1,669sqft

2545 MILLER Road, Scottsdale

7049 CYPRESS Street, Scottsdale, AZ, 85257 — assumable FHA mortgage at 6.67%
FHA
Active
54
$649,000$241,411 down
Rate
6.67%
7.28%today
Payment
$2,716/mo
$2,889today
  • 4beds
  • 2baths
  • 1,801sqft

7049 CYPRESS Street, Scottsdale

Assuming a mortgage in Scottsdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$844 /mo
Median cash to assume
$161,679
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.