Michelle Schmidt

Michelle Schmidt

Assumable homes for sale in Sedona, AZ

6 homesVA & FHA loansrates from 2.88% vs 7.28% today

Sedona assumption guide
25 Miner Circle, Sedona, AZ, 86351 — assumable VA mortgage at 2.88%
VA
Active
56
$949,000$350,438 down
Rate
2.88%
7.28%today
Payment
$2,770/mo
$4,565today
  • 4beds
  • 3baths
  • 3,576sqft

25 Miner Circle, Sedona

55 Cathedral Rock Drive #11, Sedona, AZ, 86351 — assumable VA mortgage at 2.90%
VA
Active
38
$599,900$282,367 down
Rate
2.90%
7.28%today
Payment
$1,489/mo
$2,448today
  • 3beds
  • 2baths
  • 1,747sqft

55 Cathedral Rock Drive #11, Sedona

40 Bell Rock Boulevard, Sedona, AZ, 86351 — assumable VA mortgage at 3.02%
VA
Active
9
$649,900$439,332 down
Rate
3.02%
7.28%today
Payment
$1,026/mo
$1,661today
  • 2beds
  • 2baths
  • 1,730sqft

40 Bell Rock Boulevard, Sedona

60 Horse Canyon Drive, Sedona, AZ, 86351 — assumable FHA mortgage at 3.47%
FHA
Active
25
$595,000$390,671 down
Rate
3.47%
7.28%today
Payment
$1,168/mo
$1,787today
  • 3beds
  • 2baths
  • 1,650sqft

60 Horse Canyon Drive, Sedona

10 SANDROCK Road, Sedona, AZ, 86351 — assumable VA mortgage at 3.90%
VA
Active
47
$1,399,900$1,190,333 down
Rate
3.90%
7.28%today
Payment
$1,486/mo
$2,155today
  • 4beds
  • 3baths
  • —sqft

10 SANDROCK Road, Sedona

40 BROKEN ARROW Drive, Sedona, AZ, 86351 — assumable VA mortgage at 6.26%
VA
Active
30
$799,999$226,884 down
Rate
6.26%
7.28%today
Payment
$3,556/mo
$3,948today
  • 3beds
  • 2baths
  • 1,611sqft

40 BROKEN ARROW Drive, Sedona

Assuming a mortgage in Sedona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,026 /mo
Median cash to assume
$370,555
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.