Michelle Schmidt

Michelle Schmidt

(408) 858-6027

Assumable homes for sale in Waddell, AZ

27 homesFHA & VA loansrates from 2.62% vs 7.28% today

Waddell assumption guide
17034 Seldon Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.08%
FHA
Active
37
$510,000$15,639 down
Rate
6.08%
7.28%today
Payment
$3,056/mo
$3,457today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

11531 JEROME Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.14%
VATop pick
Active
54
$625,500$31,456 down
Rate
3.14%
7.28%today
Payment
$2,824/mo
$4,501today
  • 2beds
  • 3baths
  • 2,289sqft

11531 JEROME Street, Surprise

17146 EL CAMINITO Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.13%
VA
Active
30
$540,000$193,425 down
Rate
3.13%
7.28%today
Payment
$1,678/mo
$2,679today
  • 4beds
  • 3baths
  • 2,324sqft

17146 EL CAMINITO Drive, Waddell

18543 MISSION Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 2.62%
FHA
Active
57
$399,990$194,723 down
Rate
2.62%
7.28%today
Payment
$936/mo
$1,595today
  • 4beds
  • 3baths
  • 2,379sqft

18543 MISSION Lane, Waddell

16259 CORTEZ Street, Surprise, AZ, 85379 — assumable VA mortgage at 2.94%
VA
Active
27
$597,000$275,111 down
Rate
2.94%
7.28%today
Payment
$1,548/mo
$2,532today
  • 4beds
  • 3baths
  • 2,922sqft

16259 CORTEZ Street, Surprise

18418 CINNABAR Avenue, Waddell, AZ, 85355 — assumable VA mortgage at 2.96%
VA
Active
40
$560,000$290,814 down
Rate
2.96%
7.28%today
Payment
$1,304/mo
$2,127today
  • 3beds
  • 4baths
  • 2,806sqft

18418 CINNABAR Avenue, Waddell

7701 177TH Avenue, Waddell, AZ, 85355 — assumable VA mortgage at 3.02%
VA
Active
42
$1,149,999$712,186 down
Rate
3.02%
7.28%today
Payment
$2,109/mo
$3,414today
  • 4beds
  • 3baths
  • 2,700sqft

7701 177TH Avenue, Waddell

17939 HATCHER Road, Waddell, AZ, 85355 — assumable FHA mortgage at 3.11%
FHA
Active
54
$399,900$368,014 down
Rate
3.11%
7.28%today
Payment
$151/mo
$241today
  • 3beds
  • 3baths
  • 2,263sqft

17939 HATCHER Road, Waddell

9932 181ST Avenue, Waddell, AZ, 85355 — assumable FHA mortgage at 3.23%
FHA
Active
75
$494,000$250,480 down
Rate
3.23%
7.28%today
Payment
$1,219/mo
$1,921today
  • 6beds
  • 4baths
  • 3,487sqft

9932 181ST Avenue, Waddell

16433 MESCAL Street, Surprise, AZ, 85388 — assumable FHA mortgage at 5.22%
FHA
Active
44
$405,000Potential short sale
Rate
5.22%
7.28%today
Payment
$2,464/mo
$3,063today
  • 4beds
  • 2baths
  • 2,348sqft

16433 MESCAL Street, Surprise

8383 173RD Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 5.13%
FHA
Active
37
$475,000$108,199 down
Rate
5.13%
7.28%today
Payment
$2,131/mo
$2,677today
  • 4beds
  • 3baths
  • 2,040sqft

8383 173RD Lane, Waddell

17258 SELDON Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 5.23%
FHA
Active
55
$538,200$128,941 down
Rate
5.23%
7.28%today
Payment
$2,406/mo
$2,988today
  • 4beds
  • 3baths
  • 2,323sqft

17258 SELDON Lane, Waddell

11001 MCKINNEY Street, Surprise, AZ, 85388 — assumable VA mortgage at 5.25%
VA
Active
89
$1,399,000$307,066 down
Rate
5.25%
7.28%today
Payment
$6,058/mo
$7,506today
  • 2beds
  • 3baths
  • 2,657sqft

11001 MCKINNEY Street, Surprise

8225 173RD Lane, Waddell, AZ, 85355 — assumable VA mortgage at 6.09%
VA
Active
31
$478,085$30,284 down
Rate
6.09%
7.28%today
Payment
$2,724/mo
$3,079today
  • 4beds
  • 3baths
  • 2,028sqft

8225 173RD Lane, Waddell

16809 EVERGREEN Road, Waddell, AZ, 85355 — assumable VA mortgage at 6.48%
VA
Active
38
$419,000$29,361 down
Rate
6.48%
7.28%today
Payment
$2,567/mo
$2,785today
  • 4beds
  • 2baths
  • 1,799sqft

16809 EVERGREEN Road, Waddell

17748 CAROL Avenue, Waddell, AZ, 85355 — assumable FHA mortgage at 6.50%
FHA
Active
43
$599,900$53,013 down
Rate
6.50%
7.28%today
Payment
$3,513/mo
$3,803today
  • 4beds
  • 4baths
  • 3,221sqft

17748 CAROL Avenue, Waddell

8859 181ST Avenue, Waddell, AZ, 85355 — assumable VA mortgage at 6.54%
VA
Active
30
$385,000$16,824 down
Rate
6.54%
7.28%today
Payment
$2,431/mo
$2,621today
  • 3beds
  • 2baths
  • 1,777sqft

8859 181ST Avenue, Waddell

16819 ECHO Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.79%
FHA
Active
59
$440,000$27,860 down
Rate
6.79%
7.28%today
Payment
$2,782/mo
$2,922today
  • 5beds
  • 3baths
  • —sqft

16819 ECHO Lane, Waddell

9245 173RD Lane, Waddell, AZ, 85355 — assumable VA mortgage at 6.90%
VA
Active
22
$384,990$27,296 down
Rate
6.90%
7.28%today
Payment
$2,422/mo
$2,516today
  • 3beds
  • 2baths
  • 1,282sqft

9245 173RD Lane, Waddell

16824 EL Caminito Drive, Waddell, AZ, 85355 — assumable FHA mortgage at 7.19%
FHA
Active
18
$389,990$22,604 down
Rate
7.19%
7.28%today
Payment
$2,570/mo
$2,593today
  • 3beds
  • 2baths
  • —sqft

16824 EL Caminito Drive, Waddell

17232 ECHO Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 4.64%
FHA
Active
47
$599,000$598,999 down
Rate
4.64%
7.28%today
Payment
$0/mo
$0today
  • 3beds
  • 3baths
  • 2,542sqft

17232 ECHO Lane, Waddell

7034 162ND Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 6.34%
FHA
Active
33
$520,000$88,841 down
Rate
6.34%
7.28%today
Payment
$2,789/mo
$3,070today
  • 3beds
  • 2baths
  • 1,578sqft

7034 162ND Avenue, Litchfield Park

11472 168TH Drive, Surprise, AZ, 85388 — assumable FHA mortgage at 6.78%
FHA
Active
39
$530,000$61,827 down
Rate
6.78%
7.28%today
Payment
$3,153/mo
$3,316today
  • 4beds
  • 3baths
  • 2,352sqft

11472 168TH Drive, Surprise

17302 GRETNA Street, Surprise, AZ, 85388 — assumable VA mortgage at 6.50%
VA
Active
46
$1,100,000$361,413 down
Rate
6.50%
7.28%today
Payment
$4,717/mo
$5,106today
  • 6beds
  • 5baths
  • 3,765sqft

17302 GRETNA Street, Surprise

8311 186TH Lane, Waddell, AZ, 85355 — assumable VA mortgage at 6.69%
VA
Active
67
$890,000$231,009 down
Rate
6.69%
7.28%today
Payment
$4,410/mo
$4,681today
  • 3beds
  • 3baths
  • 2,398sqft

8311 186TH Lane, Waddell

18624 MOUNTAIN VIEW Road, Waddell, AZ, 85355 — assumable FHA mortgage at 6.85%
FHA
Active
31
$430,000$414,044 down
Rate
6.85%
7.28%today
Payment
$109/mo
$113today
  • 3beds
  • 3baths
  • 2,305sqft

18624 MOUNTAIN VIEW Road, Waddell

17154 LAS PALMARITAS Drive, Waddell, AZ, 85355 — assumable FHA mortgage at 7.10%
FHA
Active
28
$469,900Potential short sale
Rate
7.10%
7.28%today
Payment
$3,431/mo
$3,493today
  • 4beds
  • 3baths
  • 2,505sqft

17154 LAS PALMARITAS Drive, Waddell

Assuming a mortgage in Waddell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.28%), so you can see the saving before you tour. 1 of the 27 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.62%
Lowest existing payment
$936 /mo
Median cash to assume
$128,941
Michelle Schmidt

Michelle Schmidt

Realtor License: SA651306000

West USA Realty

michelleschmidt@westusa.com+14088586027West USA Realty logo
Equal Housing Opportunity

West USA Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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